TERMS AND CONDITIONS
The Currency of Time
Effective Date: 3/31/26
Last Updated: 10/19/26
1. Acceptance of Terms
Welcome to The Currency of Time.
These Terms and Conditions (“Terms”) govern your access to and use of https://thecurrencyoftime.com, including its content, resources, assessments, digital products, and related offerings.
By accessing or using the website, you agree to these Terms. If you do not agree, please discontinue use.
Additional written agreements may govern specific consulting or advisory engagements. If a signed agreement conflicts with these website Terms, the signed agreement controls for that engagement.
2. About Our Business
The Currency of Time provides business education, consulting, advisory services, and practical frameworks designed to help business leaders invest time more effectively, improve operational consistency, and pursue sustainable profitability.
Our resources may include the TIME Multiplier Framework™, TIME Multiplier Canvas™, implementation guides, assessments, educational materials, workshops, and consulting programs.
3. Educational and Consulting Disclaimer
Our website content and educational resources are provided for general business education and informational purposes.
While our methods are designed to help business leaders improve performance, we do not guarantee any particular revenue, profit, business growth, time savings, or other financial or operational result.
Results depend on factors including implementation, market conditions, leadership decisions, business resources, and circumstances outside our control.
Unless specifically agreed in writing, our services do not constitute legal, tax, accounting, investment, or other regulated professional advice.
Users should seek appropriate professional advice when making decisions requiring specialized expertise.
4. Intellectual Property
Unless otherwise stated, website content, written materials, graphics, frameworks, methodologies, assessments, training materials, and digital products are owned by The Currency of Time or used with appropriate permission.
These materials are protected by applicable intellectual property laws.
Names and marks associated with our products and methodologies may be trademarks or claimed trademarks of The Currency of Time. Use of the ™ symbol does not represent that a mark is federally registered.
Unauthorized copying, distribution, resale, publication, modification, or commercial exploitation of protected materials is prohibited except as permitted by law or expressly authorized in writing.
5. Free Resources and Digital Products
We may offer complimentary and paid resources, including the TIME Multiplier Canvas™ and its associated Implementation Guide.
Unless a product description or separate license states otherwise, downloading or purchasing a resource grants the purchaser a limited, nonexclusive, nontransferable license to use that resource for their own internal business or personal educational purposes.
Purchasing a resource does not transfer ownership of the underlying intellectual property.
Users may not resell, redistribute, sublicense, publicly publish, or commercially reproduce our materials without prior written authorization, except where applicable law permits.
[Confirm whether purchasers may reproduce worksheets for use by their own employees or internal teams.]
6. Purchases and Payments
Prices and product descriptions will be displayed at the time of purchase.
By submitting an order, you authorize the designated payment processor to charge the applicable amount, including disclosed taxes or fees.
Digital products will ordinarily be delivered electronically through the method described at checkout.
We reserve the right to correct pricing errors, subject to applicable law, and will notify affected purchasers of material changes before completing an affected transaction.
7. Refunds and Cancellations
Refunds for eligible digital products are governed by our separately published Refund Policy, which is incorporated into these Terms by reference.
Consulting, coaching, advisory, and other professional service engagements may have separate payment, cancellation, and termination provisions contained in their signed agreements.
Nothing in these Terms limits rights or remedies that cannot legally be excluded.
8. Acceptable Website Use
Users agree not to:
- Use the website for unlawful or fraudulent activities.
- Attempt unauthorized access to systems, accounts, or data.
- Introduce malicious software or interfere with website functionality.
- Infringe intellectual property rights.
- Misrepresent their identity or relationship with our business.
- Use automated methods to extract substantial website content without authorization, except where legally permitted.
We may restrict access when reasonably necessary to protect our website, users, or legal rights.
9. Assessments and Business Information
Our business assessments, diagnostics, and evaluation tools are intended to support reflection, planning, and informed business decision-making.
Results are based on the information supplied and the methodology used. They are not guarantees of future performance or comprehensive professional evaluations.
Users are responsible for the accuracy and appropriateness of information they submit.
Personal information collected through assessments is handled in accordance with our Privacy Policy.
10. Third-Party Services and Links
Our website may link to third-party scheduling, payment, educational, or business platforms.
We do not control those independent platforms and are not responsible for their content, availability, or separate contractual terms.
11. Disclaimer of Warranties
To the extent permitted by applicable law, website content and general educational resources are provided on an “as available” basis without guarantees of uninterrupted access, error-free operation, or fitness for every business situation.
Any express commitments made in a separate written agreement remain enforceable according to that agreement and applicable law.
12. Limitation of Liability
To the maximum extent permitted by applicable law, The Currency of Time will not be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of its website or general educational resources.
[Attorney to determine whether a monetary liability cap, specific exceptions, and additional provisions are appropriate and enforceable.]
Nothing in these Terms excludes or restricts liability that cannot lawfully be excluded or restricted.
13. Governing Law
These Terms are intended to be governed by the laws of the State of Texas, United States, without regard to conflict-of-law principles, except where mandatory applicable law provides otherwise.
[Attorney to confirm appropriate jurisdiction, venue, and dispute resolution provisions.]
14. Changes to These Terms
We may revise these Terms from time to time.
Updated Terms will be posted on our website with a revised effective date. Material changes affecting existing purchases or agreements will be handled in accordance with applicable law and contractual obligations.
15. Contact Information
The Currency of Time
Bedford, Texas, United States
Website: https://thecurrencyoftime.com
Email: multiply@thecurrencyoftime.com
Mailing Address: 1901 Central Drive Suite 305, Bedford TX 76021.
For questions or requests concerning personal information, please contact us using the information above.